Collect payments straight from any bank account.
Automatically.
B2B SaaS, tuition ecosystems, utilities, and subscription businesses use Pay2me.ai to automate Account-to-Account collections in Sri Lanka. No cards required. No hidden percentage cuts.
Trusted by Sri Lanka's fastest-growing digital networks
Bypass the clunky card networks
Why leading Sri Lankan businesses are moving away from cards.
The Old Way — Cards & Legacy Gateways
- High percentage-based cuts (2.5%+) eating into software and service margins.
- Invoices get ignored, requiring endless manual WhatsApp or email chasing.
- Clunky internet banking portal redirections that kill customer conversion.
The Pay2me.ai Way — A2A Automated Loops
- One predictable, low flat fee per successful transaction.
- Securely tokenize bank access via LankaPay JustPay for hands-free automation.
- Modern, mobile-responsive native checkouts built for high conversions.
How it works
Collect one-off or recurring payments in three intuitive steps.
Connect Instantly with Social Auth
Log in with your Google or Facebook account, verify your business mobile number, and link your company's payout bank account securely. You are ready to issue payments immediately.
Create Dynamic Billing Links
Use our split-screen dashboard to configure your billing rules. Generate shareable, unique secure payment links for single invoices, usage-based retainers, or automated monthly subscriptions.
Hands-Free Tokenized Collection
Your customer authorizes the link with an initial secure LankaPay JustPay OTP. We safely vault an encrypted transaction token so you can automatically pull subsequent fees directly from their account.
Built for complex local parameters
Engineered for the Sri Lankan regulatory landscape.
Smart Salary-Cycle Retries
Insufficient funds on billing day? Our engine analyzes systemic trends and queues transaction retries perfectly timed with local monthly salary patterns (25th–30th).
Automated Rs. 10,000+ OTP Routing
If an automated recurring pull exceeds the regulatory Rs. 10,000 threshold, Pay2me.ai dynamically pushes an out-of-band notification directly to the consumer for zero-friction authentication.
Double-Entry Ledger Architecture
Your internal accounting remains spotless. Real-time dashboards separate gross payments, network clearing splits, and platform fees with absolute cryptographic tracking.
Pricing for every business
Pay as you go. No setup costs. No hidden fees.
Standard
For businesses that want to collect one-off or recurring payments
per transaction
Advanced
For businesses that want advanced payment failure reduction
per transaction
Pro
For businesses that want advanced payment failure and fraud reduction
per transaction
Custom
For businesses with Rs 1m+ Monthly revenue or bespoke needs
- Volume-based discounts
- Dedicated customer support
Prices exclude VAT. See all fees
All features
All plans include
Collect payments
Collect one-off, subscription, membership, and instalment payments.
Easy payment management
Set up, pause, edit, schedule or cancel all your payments in your dashboard easily.
International payments
Collect from 40+ countries, using the real mid-market exchange rate, powered by Wise.
Flexible Direct Debit setup
Let your customers set up Direct Debits online, on paper, or over the phone.
350+ integrations
Easily sync with apps like Xero and QuickBooks, or build a custom integration with our API.
Customisable checkout
Use pre-built pages or embeddable forms, customised with your logo and branding.
Security and compliance
Your payments and data are protected by strict security and compliance standards.
24/7 customer support
Our friendly, award-winning team is here for anything you need.
Extra benefits with Advanced
Reduce failed payments
Automatically recover up to 70% of any payments that fail, with Success+.
Enhanced identity checks
Verify new customers' bank details at checkout with Verified Mandates.
Extra benefits with Pro
Everything in Advanced
Reduce failed payments with Success+ and reduce fraud with Verified Mandates.
Enhanced fraud protection
Automatically identify and stop suspected fraudulent payers with Protect+.
Challenge chargebacks
Challenge unfair or fraudulent chargebacks, and get status updates, with Protect+.